Whether you're buying from a dealership, a private seller, or an online marketplace — we connect you with lenders who finance used vehicles of all ages and mileages.
New cars lose 20–30% of their value in the first year. Used car financing lets you drive more car for less money — and our lenders make it easy to get approved.
Used vehicles cost less, meaning smaller loan amounts and lower monthly repayments — giving you more financial flexibility.
Our lenders don't restrict you to dealerships. Buy from a private seller, auction, or online marketplace and we'll still finance the purchase.
Choose repayment terms from 12 to 84 months to fit your budget. Pay more when you can, less when you need to.
Tip: If you've already found the car you want, apply now and get your approval lined up before approaching the seller. Sellers take cash-ready buyers seriously.
Fill in our 60-second form with your income details and the amount you need.
We match you with lenders who finance used vehicles and suit your credit profile.
Review your loan offers — rate, term, and monthly repayment — with no obligation.
Funds are transferred to you or the seller within 24 hours. Drive away.
| Finance Type | Personal Loan | Hire Purchase | PCP |
|---|---|---|---|
| Own the car immediately | ✓ Yes | ✗ At end of term | ✗ Optional payment |
| Buy from private sellers | ✓ Yes | ✗ Dealer only | ✗ Dealer only |
| No mileage restrictions | ✓ Yes | ✓ Yes | ✗ Annual limit |
| Fixed monthly payments | ✓ Yes | ✓ Yes | ✓ Yes |
| Bad credit considered | ✓ Yes | Sometimes | Rarely |
I found a 2016 Camry on Facebook Marketplace. No dealer involved. Got financed for the full $8,200 and the funds were in my account next morning.
My credit isn't great but I needed a reliable car for work. They matched me with a lender who financed my used Civic and the repayments are manageable.
I was told my 11-year-old SUV was too old for most lenders. Not here. Approved same day and paid off the private seller within 24 hours.
Needed a pickup for my business. $12,000 financed in 2 hours with a monthly payment that works for my income. Exactly what I needed.
I found a 2016 Camry on Facebook Marketplace. No dealer involved. Got financed for the full $8,200 and the funds were in my account next morning.
My credit isn't great but I needed a reliable car for work. They matched me with a lender who financed my used Civic and the repayments are manageable.
60 seconds. No credit impact. Any vehicle, any seller.
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Whether it's parked in someone's driveway or listed online — our lenders can get you the funds to buy it. Apply free in 60 seconds.
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